When looking at the interest rates that are currently offered in the area of overnight and term deposits, many private investors lose their joy. The interest rates are so low for many providers that a compensation of inflation is not guaranteed. Especially since interest rates are likely to remain so low for quite a while. On the other hand, inflation should pick up.
Inflation is a topic that always causes fear and terror
Inflation is a topic that always causes fear and terror. But private investors should not bury their heads in the sand. While it may be hard to beat inflation at the moment, if you do nothing you automatically lose. It is better to prepare a targeted strategy and to act accordingly.
This is essentially about finding the right investment mix. For example, it may be thought about leaving the traditional field of savings. Of course, this does not mean that you have to dissolve all interest rates.
Through an online broker corresponding investments are made quickly and easily
Clever investors determine unerringly which banks promise the best interest rates in the area of overnight money and term deposits. Some of the savings are still invested there, the remainder are being redeployed.
For example, it would be possible to bet on corporate bonds. Through an online broker corresponding investments are made quickly and easily. However, it is important that you understand the principle of the system and have enough time. Those who invest in bonds usually invest their money over the long term.
Stocks are an alternative
Although such investments are coupled to an even higher risk, but also attract higher returns. Cautious investors rely on stable stocks that promise regular dividend payments. The combination of dividend payment and price gain also promises good protection against inflation – although it must be accepted that stock prices are collapsing in the meantime.
Careful is appropriate in the purchase of precious metals. Who wants to buy, should deal with the matter very intensively. For gold and silver speaks above all the security against a possible euro crisis. However, there is no interest or dividend payments. In addition, losses in value may occur.